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Did you know fixed asset allocation strategy is an effective tool to combat emotional irrationality in managing equity investments

It is a well known fact that investing in a low market and selling when the market is high is the only way to earn decent returns from equity investments but due to psychological reasons it has become difficult to do it in reality. Controlling one’s own emotions has become the most difficult task in […]

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Why you should not consider only past performance and ratings to invest in a mutual fund equity scheme?

Mutual funds are great wealth creation vehicles if you know when to invest and when to exit from them. Normally past performance of the scheme OR its rating by an independent research house is considered for investing in it; isn’t it? Let us consider XYZ -a mutual fund open ended equity scheme’s past performance which […]

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Which option should you choose-Growth or Dividend for your Mutual Fund Investments?

Mutual funds are great investment vehicles if you possess some knowledge about choice of options, taxation and the factors that determine the returns of the various schemes. Once you have selected a mutual fund scheme for investments, the 1st task that you need to do is to select the right option i.e. Growth option or […]

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How to Earn Tax Free Return, the safest way

When we talk about earning tax free return, the first option that comes to mind is tax free bonds; but tax free bonds are always not available. Moreover tax free bonds do not have “Cumulative option” hence is not advisable for youths who are in accumulation phase to build sizeable corpus for various goals. The […]

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Home Loan Coverage with Insurance, but with which type of insurance?

Few days back one of my clients Mr. Prasanta came to me and told me that he is not getting his salary for the past 11 months from his employer hence finding great difficulty in maintaining the EMIs for the home loan and the insurance premium for the insurance taken to prevent the home liability […]

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Are you paying your advance tax timely?

It is time to pay advance tax. Are you eligible to pay advance tax? Are you paying your advance tax accurately and in time? It is time to check it here now: Who is liable to pay advance tax? :  Any person whose total estimated tax liability for the full year is Rs. 10,000 or […]

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How should you use Rs. 50,000 additional benefit of sec 80C to your benefit?

Budget 2014 by the new Government has increased the section 80C limit from Rs. 1 Lakh to Rs. 1.5 Lakh for saving taxes by investing the amount in notified instruments like PPF, Mutual funds, LIC etc. At the same time Government has also increased investment limit in PPF from earlier Rs. 1 Lakh to Rs. […]

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